For as long as I can remember, I've been a responsible, practical woman.
A thinker. A planner. A just-in-case kind of gal.
For as long as I can remember, I've been a responsible, practical woman.
A thinker. A planner. A just-in-case kind of gal.
I don’t just chase dreams—I prepare for them. I strategize. I map out every step, and just in case something goes wrong, I always make sure to have a Plan B.
Sounds smart, right? Sounds responsible. Sounds like a woman who’s got her sh*t together.
Except…
I just had the most ridiculous, gut-busting realization.
I have spent my whole damn life preparing for failure.
I laughed so hard when it hit me—because I heard it plain as day in my own head: “Monica, you block your own success by always planning for what you’ll do if it doesn’t happen.”
WELL, DAMN.
See, I thought I was being responsible, making sure I had a backup plan. But in reality? I was harnessing the power of doubt. I was treating my dreams like something fragile, something that needed a safety net, instead of something inevitable.
I was using my mind—my greatest superpower—to plan for lack instead of to expect abundance.
And let’s be clear, the universe notices that.
Because when you build a Plan B, you’re secretly telling yourself: I don’t fully believe in Plan A. I don’t fully trust this dream. I need an escape hatch in case I fail.
And the universe? It’s listening.
“Oh, you’re making a backup plan? Got it. You must not be ready to receive this yet. I’ll just hold onto it until you are.”
And just like that, we delay the very thing we claim to want.
THE IRRESPONSIBILITY OF A PLAN B
I was today years old when I realized: having a backup plan isn’t responsible—it’s a damn liability.
We’ve been taught to think that Plan B is wise. That it’s mature. That it’s what smart people do.
But what if… it’s actually the most irresponsible thing we can do?
Think about it.
We have this ridiculous superpower—our mind—capable of imagining, creating, and calling things into existence.
And instead of using it to visualize success… we use it to build escape routes.
Instead of letting our thoughts create momentum toward our dreams, we use them to quietly reinforce doubt.
I mean, let’s be real—what do you think has a better shot of happening?
🔹 Option A: The person who burns the boats, refuses to let doubt take up space in their mind, and assumes success is the only option.
🔹 Option B: The person who hopes things work out but also spends a lot of time making sure there’s a backup plan—just in case.
We all know who’s more likely to succeed.
Not because they’re better. Not because they’re luckier.
But because they’re not giving failure an invitation to the party.
WHAT IF YOU JUST... DIDN’T?
What if—just for a little while—you stopped allowing failure to be an option?
What if you didn’t entertain it?
What if you didn’t even think about what you’d do if your dream didn’t work out?
Because guess what?
Dreams require a leap. Not a step. Not a slow shuffle forward. A LEAP.
And leaps don’t work with safety nets. They work with commitment.
So here’s my new plan: No more Plan B.
I’m going all in. I’m using my mind the way it was meant to be used—to visualize, create, and expect success.
I’m treating my dreams like they’re inevitable instead of fragile.
I’m done being the responsible woman who plans for what happens if things don’t work out.
From now on? I’m the irresponsible woman who doesn’t even consider that option.
Because maybe—just maybe—that’s the most responsible thing I can do.
A YEAR LATER: THE PROOF
I originally wrote this in February 2025. And I meant every word.
I actually did it. I went all in on Plan A—building this little cottage business on Substack—without a backup plan.
And you know what happened?
From the day I published this post, the universe moved me into situations and circumstances that supported me financially while I built this thing. Not because I had a safety net. Because I didn’t.
Now, in January 2026, this Substack is my only revenue stream.
And I simply adore it.
I adore the community that has sprouted up here. I adore the income that supports me. I adore waking up every day and doing work that feels soul-led instead of survival-driven.
I am so damn glad I never had a Plan B.
What dream are you still holding at arm’s length with a Plan B? What would happen if you dropped it?
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I’ve always been a Leaper and never a Plan B-er, but I never boldly declared it like you did. I went all-in, with high hopes and not enough clarity of vision, and fear of failure got the best of me. Though I have a weird relationship with money, it’s more to do with unworthiness than dollar bills.
This time, I’m feeling the shift of energy in myself. It’s gone from yin to yang and I actually see that money and taking what is there for me to take is the masculine energy I have struggled with in this lifetime. Taking my deserved space. I’m working through breaking down my fears and meeting them with determination and willingness to stay open to receiving the success I deserve. I am committed to success and working through my blocks in a way I haven’t before.
It's really hard to not go immediately to the worst case scenario. Of course planning is good but I'm starting consider letting go of some of it. There's stuff that I can control - my own reactions - but beyond that? Yes, do what's sensible and appropriate but bad stuff will happen. Many of us, like me, have been viciously criticized when bad stuff happens that we really couldn't foresee or avoid. That feels awful but I need to get past it.
It's pretty complicated stuff!