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Kate's avatar

Such a fabulous writing to read this morning! Spot on for me as I ponder what I “should” do to prepare for my last decades of life. I’ve been exploring the retirement community options and been shocked at the high costs for all the services they say I will need eventually yet it doesn’t appeal to me now. The marketing efforts are SO apparent and clear that they want my money and they are selling based on fear and predictions they don’t control. Thank you for the reminder of keeping my agency. I will decide when I no longer want to live in my house and then choose what’s next for me. I want to be excited and feeling happy about my next home rather than falling victim to what these marketers think I should do now while I’m healthy and vigorous. I have no reason now to give away my resources and succumb to an environment that can provide care that I don’t need! At 72, I have learned that something that is promoted as the last great deal is never true. It is only a good deal if you need the product. There is always another opportunity. Even though you may pay more by waiting until you need it, you haven’t gambled your money earlier for a circumstance that might not ever happen. Every one’s circumstances are different…I remind myself daily that it is my choice and really appreciate your suggestion to shift my thinking to what I am gaining now in my retirement years rather than what I’ve lost and what society says I should expect to lose. As a single woman with no children, the pressures come from the “twenty something’s” who don’t really have a clue and get commissions for signing me up. Enough already.

Christine C Faircloth's avatar

Monica. Of all the writers on Substack I identify the most with you & your beliefs. I am my gatekeeper. I’m planning to live each day to the fullest. Some days present challenging circumstances but I have been able to conquer them. Here’s to all of us who have lived long but expect more.

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